(1) Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate. Rates will be paid only for that portion of your daily balance in each tier. 3.33% APY is for daily balances up to $25,000. To obtain the premium APY and ATM refunds, you must have an opening deposit of $100 and meet the requirements listed above for the MAXX Checking™ account. An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one MAXX Checking™ account or Vault account per Tax Identification Number. Maximum ATM fee refund for $20 per month, if you fail to meet the requirements needed for premium APY, the non-CRBT ATM fees refunded to you will be charged back to your account on the last day of the statement cycle in one fee described as "Prior Month ATM Refunds." Valid email address required. A $5 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening. Fees may reduce earnings. All fees subject to state and local sales tax. Account available to residents of Iowa, Wisconsin, and Minnesota only.
(2) Annual Percentage Yield accurate as of December 17, 2024. CD needs to be open 7 business days prior to closing the CD. Penalty for early withdrawal. Minimum of $500 required to earn 4.06% APY. Checking relationship required. Institutional/business funds not eligible.
(3) The Money Market is a tiered rate account. Minimum opening deposit of $1000 required. Minimum balance to earn interest is $1000. You can view today’s rates and additional balance requirements by visiting the Cedar Rapids Bank website.