Elevate Your Banking Game!

Open a New MAXX Checking™ Account and Choose Your Reward!¹

• $300 or a Hannah Stuelke signed basketball (while supplies last)!¹ 
• Promotion valid thru 2/28/25

Our Game-Changing Financial Perks:

• Earn 3.33% APY on balances up to $25,000 with our MAXX Checking™ Account² (see below for account requirements)
• Receive ATM fee refunds³ 
• Experience responsive and local service from the #1 Bank in Linn County⁴
• Access your credit score 24/7 
• Build a budget in minutes using Money Manager
• Lock and unlock your debit card instantly with Card Control
• Quickly & easily switch auto payments to CRBT via ClickSwitch™

Open Your Account Online or In-Person and Bank Like a Pro

• To be eligible for promotion & indicate your preferred gift, use the following referral codes:
  • "HANNAHBALL" - to choose Hannah Stuelke autographed basketball
    
  • "HANNAH300" - to choose $300

Current client?

Receive $200 for EACH friend you refer - instead of the usual $50 AND unlimited bonuses!⁵ Tell your friends to add your name to the referral code within the online application (in additional to the referral code above) so you can enjoy your bonus! Promotion ends February 28, 2025.

^{1 New Client Bonus Offer: $300 bonus or Hannah Stuelke signed basketball (Basketball retail value: $40.95) will be paid or given within 30 calendar days after all of the following conditions occur, provided the account has been open a minimum of 30 calendar days: 1) Open a new qualified Maxx checking account, which is subject to approval; 2) a reoccurring   direct deposit or direct debit, made through the Automated Clearing House (ACH) network, is set up with a minimum of $250 per month, posted per statement cycle; 3) The debit card has been used at least once during that same statement cycle. Direct deposit ACH examples are, but are not limited to, an electronic deposit of your paycheck, pension or government benefits from your employer or the government. Person to person or Account to Account payments (such as, but not limited to, Zelle, Venmo or Cashapp) are not considered a direct deposit. Direct Debit ACH examples would be, but are not limited to, a car payment, mortgage, rent payment or another household bill.}

^{Additional terms of this bonus offer include:  Account must be opened a minimum of 30 calendar days, be active and have a positive balance at the time bonus is paid, which will be applied as a credit to the new account. Requirements must be met within 3 months of account opening. Client cannot have a previously closed a checking account with either Cedar Rapids Bank & Trust or Community Bank & Trust within the past 12 months.  Only new MAXX Checking™ Account clients eligible. Cannot be combined with other offers. Account only eligible for Iowa, Wisconsin and Minnesota residents. Promotion ends 2/28/2025 and is subject to change without notice. Hannah Stuelke signed basketball is available while supplies last. Basketballs will be reserved in based on the date of account opening. If basketball is out of stock, reward will default to $300. If opening account online, client must specify what reward they choose. Use code “HANNAH300” to choose $300 bonus, use code “HANNAHBALL” to choose the signed basketball. Basketball must be picked up at CRBT Downtown Main Bank. Basketball will not be mailed or shipped. If Basketball has not been picked up within 30 days of contact attempts, prize will default back to $300.}

^{2 MAXX Checking Annual percentage yield (APY). Rate may change after account opening. APY is accurate as of December 4, 2024, and is not an introductory rate. Rates will be paid only for that portion of your daily balance in each tier. 3.33% APY is for daily balances up to $25,000. To obtain the premium APY and ATM refunds, you must have an opening deposit of $100 and meet the following requirements for the MAXX Checking™ account: 1) a minimum of 15 Visa® debit card transactions posted per statement cycle (excludes ATM transactions); 2) Set up a minimum of one direct deposit or debit; 3) Enroll in Personal Online Banking; 4) Receive monthly statements for this account electronically. An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one Vault or MAXX Checking™ account per Tax Identification Number. Valid email address required. A $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening. Fees may reduce earnings.}

^{3 Maximum ATM fee refund of $20 per month. Must meet account requirements to receive refund.}

^{4 Source: FDIC Deposit Market Share Reports. Based on deposit share in Linn County as of 6/30/24.}

^{5 Refer-a-Friend offer details: Once the qualifying activity has been met (as outlined in 1 New Client Bonus Offer) by the new referred client, the current client will receive a $200 credit into their CRBT checking account within 30 calendar days provided both the current client and referred account are not closed or restricted at the time of payout. New clients may not combine this with any other promotion. Refer-a-Friend bonuses are unlimited per client.  Promotion ends 2/28/2025 and is subject to change without notice. Important Information:  Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by the friends you invite.} 

^{All bonuses and offers will be reported to the IRS as applicable. Client will be responsible for applicable taxes on this bonus. Consult your tax advisor.}