Cedar Rapids Bank & Trust. Our name says it all. As a local bank, we are committed to building relationships with companies such as yours - and individuals such as you - that make up the thriving and diverse communities we serve. That’s why we are pleased to offer you our exclusive CRBT Iowa Dental Association Partnership Banking program as an IDA member. From special offers on checking and savings accounts to mortgage and auto loans, you will experience the tools of a major financial institution, the convenience of a one-stop financial resource, and the responsiveness and superior service that can only be delivered by the staff at Cedar Rapids Bank & Trust.

As the Iowa Dental Association's preferred banking partner, we are pleased to offer you and all your employees our IDA Partnership Banking perks:

MAXX Checking^® Account

Earn 3.33% APY on balances up to $25,000!¹ To obtain the premium Annual Percentage Yield (APY) and non-bank owned ATM refunds, you must have an opening deposit of $100 and meet all of the following requirements per statement cycle for the MAXX Checking^® account:

• Debit Card Activity*: A minimum of 15 Visa® debit card transactions have posted and settled to your account. ATM transactions do not count toward this requirement;
• Direct deposit or Debit**: Have at least one direct deposit or one automatic debit ACH (Automated Clearing House) posted and settled to your account; and
• Electronic Statements: You must be enrolled in electronic statements and receive your monthly account statement electronically (e-Statements). Enrollment in Personal Online Banking (via browser or mobile app) and a valid email address are required for e-Statement delivery.
  • Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

$300 New MAXX Checking^® Account Bonus²

Use promo code: 'IDA' when asked who referred you.

^{1 MAXX Checking® Annual percentage yield (APY). APY is accurate as of July 1, 2025, and is not an introductory rate. Rate may change after account opening. Rates will be paid only for that portion of your daily balance in each tier. 3.33% APY is for daily balances up to $25,000. To obtain the premium APY and non-CRBT ATM fee refunds, you must have an opening deposit of $100 and meet all of the following requirements during each statement cycle for the MAXX Checking® account:
1) Debit Card Activity*: A minimum of 15 Visa® debit card transactions have posted and settled to your account. ATM transactions do not count toward this requirement;
2) Direct deposit or Debit**: Have at least one direct deposit or one automatic debit ACH (Automated Clearing House) posted and settled to your account; and
3) Electronic Statements: You must be enrolled in electronic statements and receive your monthly account statement electronically (e-Statements). Enrollment in Personal Online Banking (via browser or mobile app) and a valid email address are required for e-Statement delivery.
An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one MAXX Checking® account per Tax Identification Number.
Paper Statement Fee: Valid email address required for e-Statements. A $5 paper statement fee will be assessed on all accounts that do not sign up for e-Statements within 90 days of account opening. Fees may reduce earnings.
Non-Bank Owned ATM Fee Refunds: Maximum refund of $20 per statement cycle when Maxx Checking® requirements are met. If requirements are not met, any previously refunded non-bank owned ATM fees will be reversed on the last day of the statement cycle in a single charge to your account, labeled “Prior Month ATM Refunds”.}

^{2 New Client Maxx Checking® Bonus Offer: Earn a $300 bonus when you open a new Maxx Checking® account and meet the following requirements within 3 months of account opening (“qualifying period”).
To qualify for the New Client Maxx Checking® Bonus Offer:
1) Open a new Maxx Checking® account, subject to approval;
2) Use your account’s debit card* at least once;
3) Receive at least 1 qualifying direct deposit or direct debit** made through the Automated Clearing House (ACH) network, of $250 or more per transaction, posted and settled during the “qualifying period”.
Eligibility: All requirements must be completed, and the account must be open for at least 30 calendar days to be eligible for the bonus. This offer is available only to new Cedar Rapids Bank & Trust or Community Bank & Trust clients who have not held any consumer checking account with either bank in the past 12 months. Only new Maxx Checking® account clients are eligible. Current consumer checking clients of either bank are not eligible for this bonus offer, even if they have not previously held a Maxx Checking® account. Must be an Iowa resident to open an account.
Bonus Payment: The bonus will be deposited into your Maxx Checking® account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment.
Additional terms: This offer is limited to one bonus per customer, per account, and will be paid to the primary owner. Cannot be combined with other offers. Promotion ends 9/30/2025 and is subject to change without notice.}

^{3 Fees apply if balance is under $100}

^{4 Future Fund Saving is excluded from unlimited withdrawals.}

^{5 Subject to credit approval.}

^{6 Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.}