Cedar Rapids Bank & Trust. Our name says it all. As a local bank, we are committed to building relationships with companies such as yours - and individuals such as you - that make up the thriving and diverse communities we serve. That’s why we are pleased to offer you our exclusive CRBT Iowa Dental Association Partnership Banking program as an IDA member. From special offers on checking and savings accounts to mortgage and auto loans, you will experience the tools of a major financial institution, the convenience of a one-stop financial resource, and the responsiveness and superior service that can only be delivered by the staff at Cedar Rapids Bank & Trust.

As the Iowa Dental Association's preferred banking partner, we are pleased to offer you and all your employees our IDA Partnership Banking perks:

MAXX Checking™ Account

Looking for a checking account with a premium interest rate and ATM fee refunds?  Then you'll love Cedar Rapids Bank & Trust's MAXX Checking™ account. With MAXX, you'll earn a 3.33% APY¹ and receive refunds for ATM fees² if you:

• Open your account with a minimum of $100
• A minimum of 15 Visa® debit card transactions posted per statement cycle (excludes ATM transactions); 
• A minimum of one direct deposit or debit has posted; AND
• Receive your monthly statements for this account electronically. Personal online banking enrollment, whether through a browser or our mobile banking app, and a valid email address are required to receive electronic statements.³ 

Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

$300 New MAXX Checking™ Account Bonus⁴

Use promo code: 'IDA' when asked who referred you to be eligible for new account bonus.

^{1 MAXX Checking Annual percentage yield (APY). Rate may change after account opening. APY is accurate as of May 1, 2025, and is not an introductory rate. Rates will be paid only for that portion of your daily balance in each tier. 3.33% APY is for daily balances up to $25,000. To obtain the premium APY and ATM refunds, you must have an opening deposit of $100 and meet all of the following requirements per statement cycle for the MAXX Checking™ account: 1) a minimum of 15 Visa® debit card transactions posted per statement cycle (excludes ATM transactions); 2) A minimum of one direct deposit or debit has posted; 3) Receive your monthly statements for this account electronically.  Personal online banking enrollment, whether through a browser or our mobile banking app, and a valid email address are required to receive electronic statements. An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one MAXX Checking™ account per Tax Identification Number. Valid email address required. A $5 paper statement fee will be assessed on all accounts that do not sign up for e-Statements within 90 days of account opening. Fees may reduce earnings.}

^{2 Maximum ATM fee refund of $20 per month. Must meet account requirements to receive refund.} 

^{3 Valid email address required. A $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening. Fees may reduce earnings.}

^{4 New Client Bonus Offer: $300 bonus will be paid or given within 30 calendar days after all of the following occurs, provided the account has been open a minimum of 30 calendar days: 1) Open a new qualified Maxx checking account, which is subject to approval; 2) at least 1 qualifying direct deposit or direct debit, made through the Automated Clearing House (ACH) network, is set up with a minimum of at least $250 per transaction, posted per statement cycle; 3) The debit card has been used at least once during that same statement cycle.  Direct deposit ACH examples are, but not limited to, an electronic deposit of your paycheck, pension or government benefits from your employer or the government.  Person to person or Account to Account payments (such as, but not limited to, Zelle, Venmo or CashApp) are not considered a direct deposit.  Direct debit ACH examples would be, but are not limited to, a car payment, mortgage, rent payment or another household bill.}  

^{Additional terms of this bonus offer include:  Account must be opened a minimum of 30 calendar days, be active and have a positive balance at the time bonus is paid, which will be applied as a credit to the new account.  Requirements must be met within 3 months of account opening.  Client cannot have a previously closed checking account with either Cedar Rapids Bank & Trust or Community Bank & Trust within the past 12 months.  Only new Maxx Checking™ Account clients eligible.  Limit One New Account Bonus per client per account. Cannot be combined with other offers.  Account only eligible for Iowa residents. Promotion ends 12/31/2025 and is subject to change without notice. All bonuses and offers will be reported to the IRS as applicable. Client will be responsible for applicable taxes on this bonus. Consult your tax advisor.}  

^{5 Fees apply if balance is under $100}

^{6 Future Fund Saving is excluded from unlimited withdrawals.}

^{7 Subject to credit approval.}

^{8 Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.}