Plan and Invest in Your Future

We understand that there is no cookie cutter solution for building your financial future. That’s why our wealth management team starts with the person, not the product. We start by learning about you, your family, your dreams, and your vision. Backed with a thorough understanding of your goals and our team’s combined 130 years of industry experience, we will develop a custom strategy that can help you prepare for the future with confidence.

Why Wealth Management Services?

Some of the financial decisions you make aren’t decisions you make often. Some will affect your family, loved ones, or business. Some can have a significant impact that lasts a couple years, or even a few decades down the road.

Partnering with CRBT’s wealth management team can help you design an individualized plan to match your financial vision today and years from now. It’s not just about making prudent investment decisions, although that’s important. It’s also about retirement planning, estate planning, tax planning, legacy planning, business succession planning and more. In short, you have a vision of what life should be.

Wealth management provides the financial road map to bring that vision to reality. That’s how we approach wealth management at CRBT.

Our Commitment to You

Because we're committed to excellence in meeting your financial goals, we focus on:

Prudence - Our investment decisions are guided by the Uniform Prudent Investor Act, which requires a thorough analysis of risk versus return. Performance is measured on the entire portfolio's performance, not on individual investments.
Risk Management - We understand risk comes in many forms. That's why we regularly assess risk factors that may affect your portfolio and then adjust accordingly.
Loyalty - We build meaningful relationships with our clients by placing them first and delivering on our commitments.

Our Philosophy

We Believe:

In active asset management, with active and/or passive styles, and bottom up analysis to pick preferred holdings
The pursuit of a higher standard of living around the globe offers tremendous investment potential
A client’s mix of assets is not static over time; we make customized adjustments based on continuing assessments

Our Investment Process

Individualized investment management and financial planning serve as the core to our Wealth Management's approach. Our process begins by answering the question, "What is the money for?" Once we have a clear understanding of your intentions, we can then start to identify the best structure for you and your family to build, manage, and preserve your wealth. We will work with you to:

Determine your goals, risk tolerance, and preferences
Develop an investment management strategy
Utilize state state-of-the-art analysis and information tools as a local company with national resources
Select account holdings that meet your objectives
Keep you informed. Our dedicated relationship management team will perform ongoing portfolio reviews.

You will receive:

Online access to Investment Management accounts
Quarterly (or Monthly) Investment Management Statements
Quarterly Investment Management review with Relationship Management Team
Quarterly Investment Outlook